Workmen’s Compensation Insurance
Look after employees who are injured at work. Compare workmen’s compensation cover from leading insurers in Oman, so medical costs, lost wages and compensation are paid without delay.
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Get your workmen’s compensation quote
Share your staff numbers and payroll, and one of our advisors will come back with options from leading insurers.
- Cover for work injuries and illness
- Medical costs and lost wages
- Based on your payroll
or call +968 7250 0052
Insurance products are offered by Trade Links Insurance Services SPC (Licence no. 47/B) in partnership with leading insurers.
Compare plans from leading workmen’s compensation insurers
- Al Madina Insurance Company
- Arabia Falcon Insurance
- Orient Insurance Company
- Dhofar Insurance Company
- GIG (AXA) Insurance
- Iran Insurance Company
- Liva Insurance
- Muscat Insurance Company
- Oman Qatar Insurance Company
- Oman United Insurance Company
- Saudi Arabia Insurance Company
- Sukoon (Oman) Insurance
- Takaful Oman
- New India Assurance
What is Workmen’s Compensation Insurance?
Workmen’s compensation insurance pays the benefits due to employees who are injured, fall ill or die because of their work. It covers medical treatment, wages while they recover, and compensation for permanent disability or death.
Under Oman’s labour rules, employers are responsible for work injuries. A workmen’s compensation policy makes sure these benefits are paid, and many employers add employer’s liability for wider claims. We arrange cover based on your payroll and the type of work your staff do.
Who it’s for
- Construction and engineering companies
- Manufacturing, oil and gas and industrial firms
- Hospitality, retail and services businesses
- Any employer with staff on site or in the field
Why choose Workmen’s Compensation Insurance with Trade Links
We help you meet your responsibilities to your staff with clear cover and fast claims support.
Get your WC quoteWork injury benefits
Compensation for employees injured or made ill at work.
Medical costs
Treatment after a work injury, up to the policy limit.
Lost wages
Payments while an injured employee cannot work.
All staff covered
Cover based on your staff list and payroll.
Contract-ready
Certificates for clients and main contractors who ask for proof.
Claims support
We support your HR team and the employee through each claim.
What’s covered
Typical features. Exact cover, limits and exclusions depend on the insurer and the plan you choose.
Usually covered
- Injury or death caused by work
- Occupational illness caused by work, where covered
- Medical costs after a work injury
- Temporary disability (lost wages)
- Permanent disability benefits
- Repatriation of remains, where included
Usually not covered
- Injuries outside work
- Employees not declared, or wages under-declared
- Self-inflicted injury
- Injury while under the influence of alcohol or drugs
- War and terrorism, unless covered
Frequently asked questions
Is workmen’s compensation compulsory in Oman?
Employers are responsible for work injuries under Oman’s labour rules, and many clients and contracts require proof of cover. We can advise on what your business needs.
Ask an advisorHow is the premium calculated?
Usually on your annual payroll and the type of work your employees do.
Ask an advisorWhat is the difference from employer’s liability?
Workmen’s compensation pays set benefits to injured employees. Employer’s liability protects you against wider claims that your business was at fault.
Ask an advisorAre subcontractors’ workers covered?
Only if they are declared and the policy includes them. Tell us how you use subcontractors and we will check.
Ask an advisorWhat should I do after an accident at work?
Make sure the employee gets treatment, record what happened, report it as required and contact us. We will guide you through the claim.
Ask an advisor